Advance loans fast & short loan application

Ferratum provides fast and quick cash loans & payday loans online, instant payday advance & cash advance online in New Zealand  to customers of a minimum age of 18 years.

The application process is absolutely confidential. We have never contacted an employer.  You can compare our confidential loan process with other similar companies!!!

You must also hold a citizenship or permanent residency of New Zealand or Australia with a New Zealand drive's license.  Just fill in your Driver's License  Number and Version Number (3 digits in 5b.) in the loan application form. if you do not have a Driver's License, please contact us first, to find out how you can register by email: or on 09 915 0766 before applying for a loan.

You can re-apply for your next loan via TXT.

A first-time customer can initially apply for a loan of up to $300 with a repayment period of 7 to 25 days or 7 to 45 days (for $300 loans).

After the first loan is repaid, we provide an even easier TXT loan by using the issued PIN number from $300 to $600 with a repayment period of 7 to 45 days. We also provide $700 to $1,000 with a repayment period of 15 to 45 days. Of course existing customers can still apply for the amount up to $200 for 7 to 25 days.

Our mobile services are unique as the customers can apply  for a loan by TXT. For further information, please refer to the details that can be found here.

You can see the variation in fees depending on the loan amount by using our loan calculator or see a complete overview of fees in our Terms and Conditions (pdf) & Privacy Policy.

We will check your credit details as well.



SUBMIT NOW(No Employer Contact) (Zero Interest & No Fees on Your First Loan for a good credit record holder only)