Fast Payday Loans NZ Online & Quick Cash Loans NZ Online | Unsecured Cash Advance Online & Instant Payday Advance Online

Looking for unsecured  fast cash loans NZ online or instant Payday loans NZ online?  Need quick payday loans NZ or fast payday advance NZ online? Want unsecured bad credit loans NZ or unsecured personal loans bad credit? You have come to the right place for an unsecured loan!

Ferratum provides fast and quick cash loans, payday loans, instant payday advance & cash advance online and other personal loans (easy simple Online & TXT loans) to customers of a minimum age of 18 years.

Ferratum's loans are here to help our customers in temporary need of money and are intended to be a means of financial assistance in time of short-term, financial hardship.  The application process is absolutely confidential and safe. We have never contacted an employer.  You can compare our confidential loan process with other similar companies!!!

You must also hold a citizenship or permanent residency of New Zealand or Australia with a New Zealand driving license.  Just fill in your Driver's License  Number and Version Number (3 digits in 5b.) in the loan application form. if you do not have a Driver's License, please contact us first, to find out how you can register by email: or on 09 915 0766 before applying for a loan.

We will assist you with choosing the loan amount as well as a repayment period tailored to your profile - even offering you a flexible repayment system so that you can repay the loan amount earlier if you wish to do so.

In case you run into any difficulties, Ferratum Customer Service will be pleased to assist you (free of additional charges).

What we can offer you cash loans & payday loans via a TXT message

A first-time customer can initially apply for a loan of up to $200 with a repayment period of 7 to 25 days. When the customer is approved, we send them their approved loan funds and their individual PIN numbers.

After the first loan is repaid, we provide an even easier loan (quick and fast text loan) by using the issued PIN number from $300 to $600 with a repayment period of 7 to 45 days. We also provide $700 to $1,000 with a repayment period of 15 to 45 days. Of course existing customers can still apply for the amount up to $200 for 7 to 25 days. To find out how an existing customer can use their PIN number to send a simpler loan application, please refer to the details that can be found here.

Depending on this and in accordance with the terms of agreement, we will charge you with establishment fees and interest fees (as set out in the Terms & Conditions) with respect to each loan we provide to you. You can see the variation in fees depending on the loan amount by using our loan calculator or see a complete overview of fees in our Terms and Conditions (pdf) & Privacy Policy.

Our mobile services are unique as the customers can apply by text from their mobile phone or via online loan application from your computer.

When you have provided us with the straight-forward, requested information on the fast and quick loan application form, we will check your credit details. Once we have processed your details, we can determine if you are applicable for cash loans & payday loans and which amount we can provide you with. Usually, this only takes up to 10 minutes.

As mentioned, for those seeking unsecured personal loans bad credit, we can provide you with unsecured bad credit loans once you provide us with further information and pay an additional fee.