No Credit Checks? Yes, we do credit checks; however, we can provide a bad credit loan to a bad credit holder. We can provide loans for those marked as having bad credit. As a responsible lender, we need to make sure you are eligible to apply with us.
As a responsible lender, we must do credit checks and we are not able to provide loans to those who have bankruptcy or judgements marked against them on their credit record.
Your first loan is free!
Remember that your first loan is free – zero interest and no fees!
We are here to help you
Ferratum New Zealand is available to help you overcome hard financial times. We are a New Zealand Government registered lender and understand that sometimes our customers face difficult circumstances and will fall into hard, financial difficulties. Therefore we have a team of agents to help our customers if you are struggling to repay the loan amount on the agreed due date.
Unfortunately repaying the loan later than the opted due date will increase the loan amount you pay back. It could also seriously damage your credit rating for further loans. Therefore we urge all customers to be sure that they can afford to repay the loan before applying.
(No Employer Contact) (Zero Interest & No Fees on Your First Loan for a good credit record holder only)