Applying is as easy as 1, 2, 3!

At Ferratum New Zealand, we believe in simplicity. We know time is of the essence and you’ve got better things to do than complete paperwork or stand in line.

Old way

New way

For First-Time Customers

  1. Apply online

    Applying for one of our loans is simple. Complete an application online here in just minutes, no paperwork, no waiting in line.

  2. We’ll verify then notify electronically

    We'll review your bank statements and credit history. Once the application has been reviewed, we’ll send you an email and text message with a decision.

  3. Reply via text or email

    Once you’ve received our confirmation of your loan approval, simply reply via email or text YES to 8778 and we will transfer the loan amount to your bank account immediately.

  4. Get your money

    You’re all set! The entire loan process takes just minutes including the pay-out of your approved cash loan. In fact, we can transfer your approved cash to your bank account in as little as an hour.

For Existing Customers

  1. Reapply via MyAccount

    Once you’ve successfully repaid your previous loan with us, applying for a new loan is even easier! Simply login to MyAccount confirm whether any of your details have changed, let us know the amount you wish to borrow and the number of days before you’d like to repay. As always, we will assess your loan application quickly and confidentially to ensure you get your cash fast.

  2. Receive a decision electronically

    Once we have received your loan request, we will send you an email and text message with our loan decision and the confirmed loan amount.

  3. Reply via text or email

    Once you’ve received our text message confirmation of your loan approval, reply via email or text YES to 8778 and we will transfer the loan amount to your nominated bank account immediately.

  4. Here comes the money

    You’re all set again and your money is on its way! Get your approved cash in your bank account in as little as an hour.

Applying for a loan online is free, safe and easy with no obligations!