Applying is as easy as 1, 2, 3!

At Ferratum New Zealand, we believe in simplicity. We know time is of the essence and you’ve got better things to do than complete paperwork or stand in line.

Old way

New way

For First-Time Customers

  1. Apply online

    Applying for one of our loans is simple. Complete the online application here in just minutes, no paperwork, no waiting in line.

  2. We’ll verify then notify electronically

    We will review your application details, bank statement and credit history. Once assessment is completed, you will be advised of the outcome on submission of your application form.  (*in 90% of cases).

  3. Confirmation

    Once you have confirmed your acceptance of our offer and selected your preferred loan term, we will transfer the approved loan to your nominated bank account.  

  4. Get your money

    You’re all set! The entire loan process takes just minutes, including the pay-out of your approved cash loan. In fact, we can transfer your approved cash to your bank account in as little as *1 hour.

*(Please note: loan disbursements are processed during normal business hours only).

For Existing Customers

  1. Reapply via MyAccount

    Once you’ve successfully repaid your previous loan with us, applying for a new loan is even easier! Simply login to your MyAccount, select the amount you wish to borrow and confirm if any of your details have changed. As always, we will assess your loan application quickly and confidentially to ensure you get your cash fast.

  2. Receive a decision electronically

    Your new application will be assessed in accordance with our current lending criteria and you will be advised of the outcome on submission of the application form. (*in 90% of cases).

  3. Confirmation 

    Once you have confirmed your acceptance of our offer and selected your preferred loan term, we will transfer the approved loan to your nominated bank account.   

  4. Here comes the money

    You’re all set again and your money is on its way! Get your approved cash in your bank account in as little as *1 hour.

*(Please note: loan disbursements are processed during normal business hours only).

Applying for a loan online is free, safe and easy with no obligations!