L i v e T h e L i f e Y o u r e M e a n t T o L i v e

How much do you need to make it happen?
How long you need the money?
20 days
7 days
45 days

Warning: Ferratum loans can be expensive. Our loans are suitable only for short-term needs and not suitable for long-term or regular borrowing. We advise you to discuss with your financial advisor before borrowing. Lending criteria, terms, interest and fees apply. Fixed interest rates range from 153.154% to 547.50% APR.
Example: A Microloan of $1,000.00 over 45 days has a total repayment of up to $1,689.50 made up of $1,000.00 original loan amount, $675.00 of interest payable and $12.50 establishment fee.

Reviews8.4 from 10 based on 204 reviews

How do I apply for a loan?

1. Choose amount

Borrow up to $1000 at just the click of a mouse. Select the amount you’d like to borrow and let’s go.

2. Complete application

Grab life by the horns and complete an application online in just minutes, 24/7.

3. All set!

You can get a decision on your cash loan in minutes and, once approved, you will get your money the same day!

When opportunity knocks, you’ve got to say yes

Need access to money quickly?

Whether you need help to say yes to a golden opportunity, tide you over until you get paid, or help with a bump in the road a Ferratum Money cash loan is the perfect solution. Our loans give you access to money whenever you need it…and fast.


  • Fast cash to keep you moving
  • Flexibility to suit you
  • Simply use what you need

We listen to our customers

Customer rate us 8.4/10


See some of the reviews here.

Our customers love us!

Our customers love our short-term loans so much they've given us an 8.6 rating on Trustpilot. Read the reviews or leave us one yourself by clicking the button below.

Applying for a loan online is free, safe and easy with no obligations!