Get Your First Loan Free!



Are you looking for fast interest free loans?

Whether you need help saying yes to a golden opportunity, or need a little help to tide you over until next pay, a Ferratum Money short-term loan is the perfect solution.

Best yet, right now, we´re offering new customers the opportunity to secure their first loan with no interest and no fees!

Please note: offer is for new customers with qualifying credit and valid for first loans between $100 and $300 for a maximum of 30 days

Apply now



You Dreams Are Waiting To Happen


If you had the chance to achieve a long-held dream, would you seize the moment, or would you allow someone or something to stand in your way?

When it comes to realising our dreams, many people say that money is their greatest obstacle.

At Ferratum, we believe in empowering individuals so they can see yes to opportunities that matter most. Life is short. Live life to the fullest.


First MicroLoan is now FREE – 0% APR* - Do you Qualify?


Right now, if you secure one of our fast loans and repay the full amount by the due date, you pay same amount you get from us:

  • 0% APR on your first microloan*
  • no hidden fees
  • no commissions
  • 100% online loan


What you see is what you get!

So do you quality for a fast FREE loan?


  1. be 18 years or older;
  2. you must have a New Zealand Drivers License;
  3. a valid email address;
  4. a New Zealand address;
  5. a New Zealand phone number;
  6. and a good credit history

If you fit the criteria, we´d love to help you!


Apply for a free loan here


Your Time Is Now


Imagine you submitted your portfolio to the company of your dreams and just two weeks later you receive a phone call from the company who praise you on your folio and ask if you can immediately come in and meet the team. The nerves, the excitement – this is everything you ever dreamed of!

You knew the company was located on the other side of the country when you sent in your portfolio. Distance has never been an issue. In fact, you know you´d travel across the other side of the world for this opportunity.

However, there´s just one small issue. The company wants you to come in to meet them immediately, you’re low on funds, and don’t get paid for another two weeks.


Don´t Let The Dream Slip Away


Sadly, for many, having the funds available can sometimes be the difference between saying “yes” or “no” to a dream opportunity.

What are you willing to do to make your dreams happen? What price do you put on your dreams?


The Chance To Make It Happen


What if we told you that you could access up to 1,000 $ right now? Well, you can. Ferratum cash loans are the quickest and most easily accessible way to secure funds when you need make things happen.  

Ferratum is an international provider of mobile banking solutions and consumer loans. As a pioneer in the field of financial technology and mobile lending, Ferratum has expanded its operations to 24 countries since 2005.

Simply complete an application through our sleek and easy-to-use mobile app or via our website. You will receive a decision within minutes. Applications are non-binding and completely free. Applications are 100% confidential, and you get the money you need within one day.

How does a free loan work?


Having funds available is often the difference between saying “yes” or “no” an opportunity. At Ferratum Money, we´re here to help you make things happen. Our online loans can often be the perfect short-term financial solution.

As a new customer with qualifying credit, we are excited to offer you 0% APR on your first online cash loan! That´s right, we´re offering you an interest-free loan.

Once you´ve been approved for your first short term loan, simply repay the principal loan amount on or before the agreed due date and enjoy no fees, no commissions, and 0% APR.

In other words, with one of our free loans, you repay exactly the amount you borrowed – no interest, no fees. Offer is for new customers only and valid for first loans between $100 and $300 for a maximum of 30 days.


Apply for a loan here



What can I use an online loan for?


A Ferratum Money loan may be just the key you need to unlock the door to an opportunity, for example, to book last-minute flights for a job interview in another city. An online loan can also be handy when, for example, planning your big wedding day. After hiring the venue, paying for catering and sending out all the invites, you still need to pay a deposit for the DJ and photographer. With one of our free loans, the problem is solved.

Our free short-term loans can bring peace of mind to unforeseen medical or dental situation. Imagine, for example, you´ve been feeling a tingling sensation in one of your teeth and, over the weekend, it reached a point where you can no longer ignore it. When it comes to emergency dental work, money shouldn´t be another source of pain.



Get the money you need fast


  • At Ferratum, we like easy. Our loan application process is quick, simple and secure. No paperwork, no employer checks, no waiting in line.
  • As a leading international provider of mobile financial services and a pioneer in the field of financial technology, we take your security seriously. All information is kept strictly confidential.
  • Complete an application online for our free loan offer in just minutes and receive a decision approximately 4 minutes later. Applications are non-binding and completely free.
  • You will receive an SMS confirming our offer. Simply reply “YES” and the loan amount will be transferred to your nominated bank account!


Apply for a loan here

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