Bad Credit, No Problem!

Are you looking for Bad Credit Loans NZ Online, Bad Credit Cash Loans Online & Payday Loans NZ Online or Cash Advance NZ Online & Payday Advance NZ  Online for Bad Credit? Ferratum knows you may have had difficulties in the past with other providers, and we believe in second chances. Send us two extra pieces of information, and you will be well on your way to obtaining your 'cash loans bad credit NZ'. 

Ferratum can provide fast cash loans and quick payday loans for people with a bad credit record.  You are not eligible for a free loan offer, however, we can begin with a small loan and increase your loan amount over time if you repay back each loan on or before the agreed due date.  If you continue to repay your loan on time, we may even treat you as if you had a clean credit history. We  have the sole decision right  on this matter.

For all customers with a good credit record, Ferratum’s loan process is quick, easy and paperless.  If you have a bad credit record, we can still process your loan application at an amazing speed when you give us the following:

  • At least, one month’s bank statement showing your name, address and bank account number.

We strongly recommend you to use our bad credit loans service responsibly and only apply for what you can repay on the agreed due date.

Only One Document Required:

Instant Bank Account Verification:

Now, we can offer a simple and instant solution for bank account verification - just upload a Bank Statement!  The benefit for you is nor more faxing, no more  digging through bank statements, no more wasted  time waiting for your loan. Ferratum Instant Bank Account Verification delivers your cash faster and more securely than ever. Enjoy the expereince of our amazing loan process speed!!

We will send you a link to a VeriSign secured login page, where you can automatically upload a copy of a bank statement in seconds. Then, we can process your loan application immediately.

Bank Level Security & Read Only Information:

Our online service uses bank-level security and the information received is read only. No one is able to move money using this service.

Other options to send it:

Of course, another choice is to forward the bank statement, showing your name, current address and bank account number.

  • By Email:
  • By Fax: (09) 915 0768
  • By Smartphone: Access on your smartphone. Take a photo of the document and simply  upload it.
Additional fees charged for  a bad credit loan
Pursuant to the agreed Terms and Conditions, an approved bad credit loan shall be additionally charged an extra establishement fee of $20, the same day cleared fund fee of $10 and the direct debit form fee of $10. A new customer with a bad credit record is NOT eligible for a free loan offer that you can see frequently in the Loan Calculator.  Please make it sure before you apply for your first loan.