Confidential, fast & friendly loans

New customer? Borrow $100-$300 now! No fees & No interest on your first loan!*

How much? $ 500

How long? 24 days

Loan amount
$ 500.00
Loan term
24 days
Due date
Total amount repayable
$ 702.50

  • Apply Online
    in minutes
  • We will process
    your application
  • Receive your loan
    when approved!
  • Re-Apply by TXT
    after repaying the loan

Applying for fast cash loans, payday loans, payday advance, & cash advance online with Ferratum NZ?

Call Me Now(You will be connected to us at no cost!)

Fast cash loans, cash advance, payday loans online NZ

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Ferratum's payday advance cash loans

We are a payday loans provider of fast cash loans between $100 - $1000.

With our office based in New Zealand, we pride ourselves in helping Kiwis out whether they need cash in advance or pay day loans for an emergency or for a general expense.

Ferratum group has offices providing online payday or fast cash loans in more than 22 countries worldwide.

We are direct lender of fast cash loans, No third parties. This means you can get your cash advance even faster.

Give us a go and submit an application online. If you’re a new customer your first pay day loan could have no fees or interest.

*Cash loans suitable for short term only. Lending criteria and Terms and Conditions apply.


We make quick decisions for same day payday loans

Once you’ve submitted your application for a cash loan online, we aim to ensure that your application is quickly attended to by our experienced team. We’ll call you back shortly to finish off the process.

If your application is successful, we’ll pay out the approved cash loan instantly into your nominated bank account on the same day. Getting your pay day loan has never been easier!

Our customer care team is available 9 am to 5pm Monday – Friday. To get your payday loan, submit an online application to get your cash advance now.

The application process is simple for first time customers

First time customers can borrow a fast cash loan of up to $300. We prefer to build a relationship with our customers so once your payday loans are paid off, we're happy to lend you another cash advance/pay day loan.

Applying has never been simpler. Use our loan calculator on our homepage by selecting how much you need and for how long.

Click submit and fill out the rest of the online application. All you need is a valid New Zealand driver’s licence and a personal details.

Send us your bank account number so we know where to pay.

For new customers without a valid New Zealand driver’s licence give us a call on (09) 915-0766 or email and we’ll let you know what you need to give us to continue your online loan application. 


Borrow our payday advance & fast cash loans to win


Monthly tablet giveaway for payday loan customers

Payback your fast cash loan in full and you’ll be in our monthly draw to win a tablet. The payday loan winner will be notified via phone, email and text. The winner’s tablet will be sent to their residential address via post. Click to see our terms & conditions. 

No Fees or Interest on your first cash/payday loan if you've got Good Credit 

First time customers with good credit can borrow a fast cash loan between $100 - $300 with no fees or interest if paid back on or before the due date.

Only payback what you borrow!

To apply just use our loan calculator above, fill out our simple loan application form and someone from our loans department will call you back to wipe the interest and fees off your first cash advance.

*Not available for customers applying for bad credit payday loans. Offer valid for a limited time only. Loan suitable for short term only. Lending criteria & T’s and C’s apply. 

Existing customers can apply for their next cash loan though TXT 

For existing customers it’s even easier to re-apply.

Simply text the word LOAN followed by the amount you want to borrow, how long you need it for, and your dedicated PIN to"8778" and we’ll handle everything from there.

You’ll get your fast cash loan on the same day

Example text: LOAN(space)600(space)45(space)12345

Changed your number, forgotten your PIN, or need help? Just call our friendly Customer Care team on 09 915 0766 and we’ll help update your details and fix the problem within minutes!

Refer a friend and win!

Once you become a customer of our payday advance & cash loans. You can refer your friends, mates and family to get a payday loan and win prizes.  

You can check My Account to access your referral statistics using your mobile phone number and dedicated PIN.  

Redeem your rewards at any time.  Refer a friend after receiving your pay day loan and be in to win!

Visit our Facebook for weekly cash advance updates and competitions!

*All fast cash loans suitable for short term only. Lending Criteria & Terms and Conditions apply.